Quick Lessons – Types of Catfish

Types of Catfish

Financial
-Romance fraud. The most common tactic of financial scammers. Creating an online romance for the purpose of extorting money.
-Sextortion. Creating an online romance to extort intimate images or videos for the purpose of blackmailing the victim. These images can also be used to trick other victims into sharing their own.
-Marriage fraud. Initiated online through social media and/or dating platforms. These scammers look for the biggest end game of marriage, visas, and every other benefit that comes with it.
Personal
-Some catfish have terrible self esteem issues and find it easier to communicate with others though a fake identity.
-Revenge by tricking an ex or someone they hold a grudge against into a relationship to cause hurt and embarrassment.
-Jokes. This can seem like a good joke but can have dire consequences.
-Cybersex. Some men who would ordinarily be voyeurs in public places, choose to engage in collecting images from victims online by creating trust and the exploiting them. No money is involved here, just sexual gratification for the perpetrator and humiliation for the victim.
-Offline Personal Catfish initiate the relationship online, creating trust and then come offline to meet in person, continuing the deception through their fake identity.

We crossed paths in a support group. J’s experience of a Catfish.

This email arrived from ‘J’ before Christmas. It had me in tears and her words stayed with me all day. This eloquent and heart felt account of the reality of victims of Catfish tells of the emotion spinning manipulations endured at their hands. Thank you so much for sharing this J. It will help others so much knowing their feelings are not unusual.

I sought first to understand with an open mind, wanting to believe the best in you. Wanting to believe the picture you still paint for me.

But I also read and heard one story after the next, about men and women who have been devastated by online fraudsters.

And the ones about love-bombing catfish, who devise scams for money, really hit hard for me.

Many of those victims I learned from have spent years searching their scammers alias online, as they try to move through the impact their predator had on their lives.

But I simply can’t do this.

I am already exhausted.

There is no justice in a world where you pretend nothing happened, while I wait for you to admit that it did. It’s time to move on for me.

This is my letter of truth. One that I hope will also demonstrate to other men and women who have been through the emotional abuse of being deceived and exploited for someone else’s gain that, just because their offender will not admit what they have done, and just because they believed the lies they were fed, does not mean one has to forever question their reality or live with this alone. We are not losing our minds: gaslighting is a real manipulation that can fool anyone. It can make you distrust your own instincts.

I wish I could just walk away and say I should choose who I let into my life better, but your ruthlessly calculated and deceptive pursuit of me, and effort you go about hiding all of it mean you must start behaving better.

I get that the worldwide web and social media remain poorly regulated, but that doesn’t give me or anyone else permission to find ways to exploit that.

And this is certainly not how I wanted to handle my closure, an honest and fully detailed apology from you would have sufficed while I waited for you to repay me. The fact that you are intelligent enough to operate at the level you already do offers plenty indication and hope you could succeed at other opportunities for scratch, it makes me wonder if you’ve ever heard the saying “an honest days work for an honest days pay”.

I know now there are others like me at varying degrees, who I would never ask to take up the task of being so loud at hand towards you.
It is precisely the attempts to downplay what I tried to confront, convince me I am wrong which brings me to this letter. I am writing factual truths here, and will accept any legal ramifications that would result from what I have said in this letter.

This is not the type of writing someone in the throes of “psychosis” or loss of sanity would create. People don’t just run down their hall and throw up upon learning the truth about their relationship with someone. This is real.

We crossed paths in a support group. Intended to be a safe place for communicating about the moments or events people struggle with in their lives. Now I know support groups have become places for catfish or other fraudsters to take advantage of vulnerability. To hear of someone’s most intimate struggles, while at the same time knowingly inflicting more pain onto them… for money.

There is not one decent excuse for that.

And yet, you have used my struggles as a weapon against me, exploited them as a solid “pray for her” she is crazy out of her mind backstory. But I care more about preventing women from being fed through your grinder, than I do what they think of my sanity. At the end of the day I have helped others avoid being tangled up before they could thank me. Even one beautiful, trusting and caring soul left feeling confused and alone with a smaller bank account is too many.

It was upon learning the version you tell, as to why I was reaching out to women, that I finally realised you are still working harder at keeping these secrets hidden than you are at finding an honest way to rebuild.

Kind, nice people treat others as they would like to be treated. They do not make up having the same interests, or fabricate information about themselves in order to get women to think you are like-minded persons for selfish reasons. They don’t pretend they are unmarried while just returning back from their honeymoon.

You had a preface to your game: do not be resentful or spiteful. Never lie to you. Don’t fight with you and don’t hurt you. Many of the rules were broken from day 1 while you had already waged an undeclared war on my human psyche. But now we talk about repentance and forgiveness because it is convenient. My actions to those I have hurt, who deserved better, is what it means to make things right. Not words.

Before I learned there were others, while my reality was based on your reactions, it was hard to believe my recount of events… of things I heard and felt and saw with my very own eyes. So I’m being serious when I say excuse me in advance if not everyone who reads this has encountered you at this level. But I know what happened to me. And I had to investigate and fight so hard to uncover what I knew was true but was told by you I was inaccurate about. Down to scientific facts.

At best, you made a very premeditated effort to deceive and manipulate a woman capable of offering money to you. At best, you made a joke out of my hopes and dreams and personality. Maybe you thought that a Scarlet letter would shame me from reaching this point. I am not ashamed of being human with emotions, and at the time, a profound naivety that led me where I am.
I like to think you have chosen a temporary deplorable career path. But that doesn’t change the reality that I type this as one of your victims, and there’s no more time left in me for silence. What looks to you as harassment and stalking is a victim desperately searching for answers. Trying to take back their human dignity in knowing that this was never about them.

One of the more harsh and impactful damages that result from being victim of an online romance fraud is this perceived loss in the value of humanity. A sense of isolation, fear, shame and humiliation all at once, in moments where it used to seem intuitive to open up to other people. Now there’s an incessant nagging level of self-doubt…that I will miss some sign of a predator in disguise and my naivety or poor judgement will cause me to regret an introduction to a new face. There’s this need to recover without the closure to begin.

Until today.

But then again maybe God has put it on my heart to stop you from this… and to help others do the same, should they find themselves duped by a con artist who thinks they can do and say anything to exploit what they want in life. – J

M’s Story of a Romance Scam

It’s always a privilege to be able to publish someone else’s experience of Romance Fraud  on my website. Today, Mike has been brave in sharing his experience of a financial romance scam. Sharing these stories is incredibly important to potentially allow another targets or victims to recognise what they or someone they know are going through too.

retired and moved to Jacksonville, FL during the summer of 2016.  I didn’t know anyone so I joined a dating site. I was arrogant, naive, gullible, and ignorant of online dating scams.

I joined Arrangement Finders in hope of meeting a beautiful younger woman who wanted an older man.  Scrolling through the posts, I came upon an extremely beautiful woman with a rather conservative photo.  Her post read that she lived in Starke, FL not far from Jax. Her name was Luisa Rosario and had moved to Semmes, AL to live with her “sister”, Joyce Patterson.

The scammer was using pictures of Mexican-American glamour model Olga Loera.

We struck up an online relationship and she gave me her email address, RosarioLuisa955@gmail.com. She said she wanted to come to Jax to meet me, but needed my help and asked for money.  Stupidly, I started sending her $50 here and there.  She insisted on Gift Cards as she could not cash a check, etc. We texted everyday and she kept saying she was through with young men and wanted me because I was mature, kind and decent.

Next, she “moved” to Buffalo, NY with her “uncle”, Omar Velez and asked me to wire him money via Western Union.  Again, foolishly, I did.  He got her a cell phone with a number from St. John’s, Newfoundland in Canada.  She offered some vague explanations about saving money.

I once talked with some man claiming to be Omar who lied that he was happy for Luisa and me. I fell deeper into this scam.  We even started proclaiming “love” for one another and made plans to live together in Florida.

“Luisa” moved in with her girlfriend, “Becca”, sent me a phoney address in Buffalo and showed a phoney New York State driver’s license. “Becca” and I spoke a few times and “Luisa” sent me many “her” photos of a drop dead gorgeous Mexican woman, face shots, sexy poses and even nudes. When I asked why one so stunningly beautiful would want to be with a retired, average guy like me; she lied about my being her soul mate, etc.

For three years she ran this scam, conning me with lies and deception.  I sent her money along the way and we texted or emailed every day.  Supposedly, she was so broke, she couldn’t afford to get to work, had little or no food and tried guilting me into sending more money saying I was cruel to “let her suffer so.”

I even bought a plane ticket to fly to Buffalo on 6/1/20018 to move into our apt.” that she had secured with my deposit and rent.  But at the last second, she texted me that “her sister Joyce was dying in Las Vegas.  Then fake “Luisa” later lied that she had been scammed by the landlord and lost the apt. and all my cash. Another lie.

Eventually, I Reverse Image searched a lovely face shot she had just sent, and was revealed it was Olga Loera, former Mexican Playmate of The Year and an incredibly beautiful glamour model and celebrity in Los Angeles. Olga and I have texted and she is a real, decent, gorgeous model and mother of two,

Luisa Rosario, who doesn’t exist, used Olga’s photos for three years to lie, steal and Catfish me.  I have confronted whomever is behind the long con, and they admitted it.  You can see “Luisa Rosario” on a fake Facebook page, but it is actually a pic of the lovely Olga on a TV Show from seven years ago.

I have learned so much in the past two weeks, so be careful folks!

Sincerely, M.

Guest Blog: Romance Fraud and Bigamy

In our guest blog today, Kim Sow explains more about legalities and the ‘Justice’ system after discovering her husband was in fact already married. Kim now runs the ‘Immigration Marriage Fraud Consultancy’ to help others like herself.


One of the little talked about aspects of the dating scams is the rise in people being targeted for marriage to obtain immigration status in the UK.  As the immigration criteria tightens in other routes combined with the failure to remove illegal migrants, bogus students, failed asylum seekers etc they are turning to the spousal visa which is the weakest of all immigration systems as there are so few checks carried out. No marital checks, no affidavit of single person status, no declaration on the exclusivity of the relationship, no police certificate required and very few actual criminal checks are carried out. With an illegal migrant population in the UK estimated to be 1M this means that one in 65 people you meet is trying to secure their immigration status. Marriage is being used as an insurance policy against deportation.

To make matters worse the ‘Certificate of Approval’ system was removed. This was a process that meant that all foreign nationals had to be checked by the Home Office before they were allowed to marry in the UK. This removal led to a steep rise in Sham marriages and fraudulent marriages. In 2014 the EU named these ‘Marriages by Deception’ in other countries they are known as ‘Marriage Fraud’ or ‘Mariages Gris’. Bigamy and polygamy without consent has become a large feature in these frauds often combined with criminal pasts and fraudulent paperwork.

Online dating agencies and the religious matrimonial sites have become the ‘go to place’ to secure a marriage. Many victims naively believed that if somebody is in the UK that there must have been some checks carried out, they believe that when they go to the General Registry Office (which is part of the Home Office) for marriage that checks are carried out automatically when the reality is that only when the General Registry Office has suspicions can a Section 24 be issued and referral made to the Home Office. Again the spouse may believe that rigorous checks will be made when the spouse visa/family reunification process is started when this is not so and maybe even the dating sites themselves believe the propaganda of the ‘Hostile Environment’ not knowing the full extent of the issue that ‘ne’er do wells’ are entering the UK and marrying to secure their status.

Some examples:

A woman met a man on a dating site, they married and he obtained his spouse visa. It transpired he was on a criminal most wanted list in his own country and already married.

A man met a woman on a dating site who had several children, they married and she obtained a spouse visa. He believed he was step father to the children who he financially supported. It transpired that she was already married in a live relationship and that the children had a father who was very much in the picture and who inadvertently he was financially supporting.

A woman met a man on a dating site and it transpired that none of his details were correct and he had obtained numerous different official and unofficial identities. He had already been in prison for using fraudulent documentation in the UK. Transpired he was also married. Through marriage he obtained his immigration status.

A man met a woman on a dating site and they married. Transpired she had three husbands!

A woman met a man on a dating site. It transpired that he had been voluntarily deported for fraud but been given a letter from the Home Office stating that ‘should he apply on the basis of marriage he would not be refused’ so this is of course what he did and his wife had no knowledge of his criminal past.

Sadly, these cases are common. Unfortunately not all dating sites carry out checks and of course some of the sites are hosted abroad. Social media is also being used as a dating site e.g. a vulnerable woman was targeted by a foreign national, they married in the UK and it transpired that he was already married, not the age he purported to be nor of the profession he said. In fact not even his address was real that he had given in his home country. The disabled are particularly vulnerable to these frauds as there is a different immigration system for them and they do not have to prove an income of £18,600.

None of the above cases and the numerous similar are prosecuted. In 2014 the Independent Chief Inspector of Borders and Immigration wrote his British Nationality Report. He could find no prosecutions other than for organised crime. The EU Commission recommended that all member states have a multi-agency forum including non statutory bodies to look at these ‘Marriages of Convenience’ unfortunately the UK did not implement. There are no cases of bigamy being prosecuted between a foreign national due to the out of date bigamy law. Issues such as jurisdiction, domicile and ‘subject of her majesty’ combined with CPS guidance making cases impossible to obtain an outcome. These cases could be prosecuted under the Fraud Act 2006 Section 2 or perhaps 4 but they are not. Furthermore these cases are a form of rape. Few victims would have consented to sex with their partners if they knew that they were already married and not the identity they purported to be! Whilst all forms of online dating scams are harmful imagine being bound to the fraudster in a contract of marriage that is extremely difficult to extract from without serious financial consequences unless there has been a prosecution.

Other countries have had great success in address when these frauds are used for immigration purposes. Here is the law of France as an example:

Article L623-1

The fact of contracting a marriage or recognising a child solely for the purpose of obtaining, or having obtained, a residence permit or the benefit of protection against expulsion, or for the sole purpose of acquiring, or acquire, the French nationality is punishable by five years of imprisonment and 15 000 Euros fine. These penalties are also incurred when the foreigner who has contracted marriage has concealed his intentions from his spouse.

The same penalties apply in case of organisation or attempt to organise a marriage or recognition of a child for the same purpose.

They are brought to ten years of imprisonment and to 750 000 Euros of fine when the infraction is committed in organised band

Great harm is being caused by these fraudsters and a prosecution strategy must be devised if we are to stop the growth and deter the fraudsters.

For more information see www.immigrationmarriagefraudconsultancy.com

You can read Kim’s own story here.