Tag: romance scams

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Quick Lessons – Types of Catfish

Types of Catfish

Financial
-Romance fraud. The most common tactic of financial scammers. Creating an online romance for the purpose of extorting money.
-Sextortion. Creating an online romance to extort intimate images or videos for the purpose of blackmailing the victim. These images can also be used to trick other victims into sharing their own.
-Marriage fraud. Initiated online through social media and/or dating platforms. These scammers look for the biggest end game of marriage, visas, and every other benefit that comes with it.
Personal
-Some catfish have terrible self esteem issues and find it easier to communicate with others though a fake identity.
-Revenge by tricking an ex or someone they hold a grudge against into a relationship to cause hurt and embarrassment.
-Jokes. This can seem like a good joke but can have dire consequences.
-Cybersex. Some men who would ordinarily be voyeurs in public places, choose to engage in collecting images from victims online by creating trust and the exploiting them. No money is involved here, just sexual gratification for the perpetrator and humiliation for the victim.
-Offline Personal Catfish initiate the relationship online, creating trust and then come offline to meet in person, continuing the deception through their fake identity.
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We crossed paths in a support group. J’s experience of a Catfish.

This email arrived from ‘J’ before Christmas. It had me in tears and her words stayed with me all day. This eloquent and heart felt account of the reality of victims of Catfish tells of the emotion spinning manipulations endured at their hands. Thank you so much for sharing this J. It will help others so much knowing their feelings are not unusual.

I sought first to understand with an open mind, wanting to believe the best in you. Wanting to believe the picture you still paint for me.

But I also read and heard one story after the next, about men and women who have been devastated by online fraudsters.

And the ones about love-bombing catfish, who devise scams for money, really hit hard for me.

Many of those victims I learned from have spent years searching their scammers alias online, as they try to move through the impact their predator had on their lives.

But I simply can’t do this.

I am already exhausted.

There is no justice in a world where you pretend nothing happened, while I wait for you to admit that it did. It’s time to move on for me.

This is my letter of truth. One that I hope will also demonstrate to other men and women who have been through the emotional abuse of being deceived and exploited for someone else’s gain that, just because their offender will not admit what they have done, and just because they believed the lies they were fed, does not mean one has to forever question their reality or live with this alone. We are not losing our minds: gaslighting is a real manipulation that can fool anyone. It can make you distrust your own instincts.

I wish I could just walk away and say I should choose who I let into my life better, but your ruthlessly calculated and deceptive pursuit of me, and effort you go about hiding all of it mean you must start behaving better.

I get that the worldwide web and social media remain poorly regulated, but that doesn’t give me or anyone else permission to find ways to exploit that.

And this is certainly not how I wanted to handle my closure, an honest and fully detailed apology from you would have sufficed while I waited for you to repay me. The fact that you are intelligent enough to operate at the level you already do offers plenty indication and hope you could succeed at other opportunities for scratch, it makes me wonder if you’ve ever heard the saying “an honest days work for an honest days pay”.

I know now there are others like me at varying degrees, who I would never ask to take up the task of being so loud at hand towards you.
It is precisely the attempts to downplay what I tried to confront, convince me I am wrong which brings me to this letter. I am writing factual truths here, and will accept any legal ramifications that would result from what I have said in this letter.

This is not the type of writing someone in the throes of “psychosis” or loss of sanity would create. People don’t just run down their hall and throw up upon learning the truth about their relationship with someone. This is real.

We crossed paths in a support group. Intended to be a safe place for communicating about the moments or events people struggle with in their lives. Now I know support groups have become places for catfish or other fraudsters to take advantage of vulnerability. To hear of someone’s most intimate struggles, while at the same time knowingly inflicting more pain onto them… for money.

There is not one decent excuse for that.

And yet, you have used my struggles as a weapon against me, exploited them as a solid “pray for her” she is crazy out of her mind backstory. But I care more about preventing women from being fed through your grinder, than I do what they think of my sanity. At the end of the day I have helped others avoid being tangled up before they could thank me. Even one beautiful, trusting and caring soul left feeling confused and alone with a smaller bank account is too many.

It was upon learning the version you tell, as to why I was reaching out to women, that I finally realised you are still working harder at keeping these secrets hidden than you are at finding an honest way to rebuild.

Kind, nice people treat others as they would like to be treated. They do not make up having the same interests, or fabricate information about themselves in order to get women to think you are like-minded persons for selfish reasons. They don’t pretend they are unmarried while just returning back from their honeymoon.

You had a preface to your game: do not be resentful or spiteful. Never lie to you. Don’t fight with you and don’t hurt you. Many of the rules were broken from day 1 while you had already waged an undeclared war on my human psyche. But now we talk about repentance and forgiveness because it is convenient. My actions to those I have hurt, who deserved better, is what it means to make things right. Not words.

Before I learned there were others, while my reality was based on your reactions, it was hard to believe my recount of events… of things I heard and felt and saw with my very own eyes. So I’m being serious when I say excuse me in advance if not everyone who reads this has encountered you at this level. But I know what happened to me. And I had to investigate and fight so hard to uncover what I knew was true but was told by you I was inaccurate about. Down to scientific facts.

At best, you made a very premeditated effort to deceive and manipulate a woman capable of offering money to you. At best, you made a joke out of my hopes and dreams and personality. Maybe you thought that a Scarlet letter would shame me from reaching this point. I am not ashamed of being human with emotions, and at the time, a profound naivety that led me where I am.
I like to think you have chosen a temporary deplorable career path. But that doesn’t change the reality that I type this as one of your victims, and there’s no more time left in me for silence. What looks to you as harassment and stalking is a victim desperately searching for answers. Trying to take back their human dignity in knowing that this was never about them.

One of the more harsh and impactful damages that result from being victim of an online romance fraud is this perceived loss in the value of humanity. A sense of isolation, fear, shame and humiliation all at once, in moments where it used to seem intuitive to open up to other people. Now there’s an incessant nagging level of self-doubt…that I will miss some sign of a predator in disguise and my naivety or poor judgement will cause me to regret an introduction to a new face. There’s this need to recover without the closure to begin.

Until today.

But then again maybe God has put it on my heart to stop you from this… and to help others do the same, should they find themselves duped by a con artist who thinks they can do and say anything to exploit what they want in life. – J

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Victim Abuse: The after effects of speaking out.

Your Story

Claire shares her story of adult grooming and abuse.

The Theatre of the Mind

I tried to download a dating app yesterday. It was on my phone for 30 seconds before I deleted it.

Lovebombed

Last Autumn, I met a man online who made me love him like no other. He was intellectual, academic, caring, funny, attentive and romantic. Our early conversations were so rapid fire that he was taking the words out of my mouth before they came out. We spoke for hours daily by phone.  It was breath taking. He took it slowly, gently, knew me better than I knew myself.  Now I know why. He’d researched.

Indeed, the ‘getting to know you’ period lasted so long that I eventually ‘friend zoned’ him.

That spurred him into action:  before I knew it I was meeting him at Platform 8, Waterloo Station. His face lit up when he saw me. This slightly cuddly, endearingly ordinary man captured my heart. I almost ‘loved’ him before I met him. He was my mirror, but the bit I liked, for the first time ever.

You hear about women who give everything up for someone they’ve never met. I’d never understood, regarding them as a bit silly, a bit needy. Yet here I was, one step short of it. Mr W, ex Royal Navy, academic, navigation expert, ex-pat living in Rotterdam, had turned me to jelly. We snogged goodbye like teenagers. He went off to a Naval ball at the Honourable Company of Master Mariners, and I headed home with a head full of him.

Our next date was due to be in Paris, but the weekend came and went – he had to work. He wanted to put me up in the New York Hotel in Rotterdam, close to where he lived so that we had an unpressured date. That too never materialised. To be honest, I’d assumed we’d do every other weekend there or here in the UK. It was a million miles from the practical, close-by relationship that I’d sought, but I talked myself into the benefits. For a while he was my closest friend.

He was hating his job. I was wanting him here. Our communication was so intense that I eventually told him to back off a little. He sounded hurt.

He became the centre of my life. I started leaving time free for him, just in case, taking his calls just before leaving for the gym and missing much needed classes.

Our next date was London. Unsure about taking our relationship up a gear, I booked an apartment rather than a hotel so that we had the option of separate beds. I knew I’d made a friend for life, but needn’t have worried. We laughed into bed and the world vanished. For a perfect couple of days we wrapped ourselves together, emotionally, mentally and physically engrossed in our escape from reality.

Coercion and Control

It was the first time I saw him lie, really coldly, convincingly, to his boss that he was getting a supervision for his PhD, when in fact he was tucked up with me and had given up his PhD. He won’t be the first person to bunk off work, but it struck me at the time how easily the lies tripped off his tongue.

Reality for us was harder outside the bunker. He hated his job in Rotterdam. He was getting less attentive, but that honeymoon period intensity couldn’t be expected to last. At least, that’s what I told myself as he apparently spent Christmas with his mother on a cruise in the Balkans, during which time he couldn’t be in touch. His relationship with his mother was, he claimed, complex. He was secretive about her. Apparently, a spurned ex had once turned up on her doorstep.

I gave up a business I’d been working on, a passion that had burned for years. I finally had the money to invest, but he persuaded me that it was too big a risk and we’d never get any time together.

In January, he bought me a flight to Rotterdam, and we were to have our first weekend date. All our other ‘trysts’ had been week days.  I was suspicious, about how he was making me feel, shabby, needy. I explained my feelings to him and he blamed my good friend for poisoning my mind.

Eventually he threw in the job. A leadership expert, he told me he thought the management at Simwave was shoddy. However, he was going for Chartered status at the Honourable Company of Master Mariners as a boost.

I was angrily told that I couldn’t go to the ceremony with him, that it was a silly little paper signing, and I was dispatched to Rotterdam to wait for him there. 

We’d both initially had tickets for later flights, but his job loss meant he brought them forward to give us more time together. I was now on the earlier flight, he was on a later one. I knew deep inside, despite having sent me a message from a gin bar the week before that he was warming up for my visit, that he wasn’t coming. But I had a ticket and accommodation at his expense. I’d never spent much time in Rotterdam, so went anyway. Sure enough, he didn’t turn up until the following morning. He’d “missed his flight” and apparently stayed in a very expensive hotel at the airport.

His communication started faltering. 

Eventually I called time, sure he was living with someone, especially as he had now moved back to the UK, jobless, but only ever managed passing meets. On Valentine’s Day, he came over from his mother’s in Essex with a bunch of garage flowers, but had to get to Portsmouth to catch a ship for ‘Navy Reserve’ duty that evening. The timings didn’t ring true.

Punishment

Eventually he talked me round.

It was easy. I’d been out with an ex in the gap, and it just wasn’t the same.

Mr W understood me. I accepted I was nasty and should have accepted that he had a thing about his mother. We had some bridges to build, and I was going to have to demure. Despite being unhappy at his mums, we couldn’t live together because he’d apparently married his second wife within six months. But, promisingly, he wanted me to hold off buying my little Spanish bolthole. He was going to buy it with me. We would have our little place away from the World.

Despite being conscious of some cruel things he did, I was feeling increasingly bad about myself, and spent days helping to research jobs for him, preparing presentations, to make amends.  Yet still deep inside feeling a niggle, I hired a private detective to find out what was really going on.

Eventually, two weeks of being ‘ghosted’ by him, worrying about the cancer he purported to being tested for, and having completely omitted to acknowledge my birthday despite having left it clear for a promised weekend in Paris, seven months of relationship ended with a little email about how difficult his life was and he had no more time for me. I replied that I was sorry, that whatever our relationship had diminished to, I was grateful for the good bits.

I was relieved.

The truth

It was too late to call off the investigators, they’d started work: he was living with a woman near Fareham, in a house he’d supposedly rented out. I sent him a choice text and moved on. To stop anyone else getting duped by him, I posted some of our pictures up on Facebook, a rare ‘public’ post, pointing out his marital situation and where he was living – not in the mess on a naval base or with mother.

The man had no more loved me than a politician kissing a baby. Awful truths started to crawl daily out of the woodwork. Alan Ayckbourn would be hard pushed to make up some of it, especially the Master Mariners event, where at least three women had wanted to attend. But the sadder stories were what he’d done to his family. I was just one in a string of women that he’d groomed into relationships.

I had consented to a physical relationship only after extracting an explicit promise of him being unmarried and not dating anyone else. That he had a clean bill of sexual health. He had lied to obtain that consent, was married, had multiple other partners simultaneously, and  had lied about his sexual status, putting me at risk.

My reward for loving Mr W was planned suicide (fortunately not acted on), a police harassment notice, and now a civil law suit because his wife claims to have suffered enough to need three months off work. He apparently bears no blame for this. It’s my fault for naming him.

I am no longer the person I was. He’s eaten at my self esteem. I doubt I’ll ever date again. How can I? The only person I’ve loved in over 30 years was never real, just a mind game.

Looking back through our conversations for the police and for my solicitors, he laced the clues,  lured me in to hurt me. He won the mind game.

Grooming is very different from an affair. Mr W only ever wanted me to break my own moral codes, to use his “theatre of the mind” to push my boundaries. I am shamed that he succeeded, in more ways than I’ll admit here.

But I’ll use that shame and disgust to make sure that people like him – men and women alike, are no longer allowed to hurt others legally. My explicit consent matters as much as money. More.

Too many victims end up further victimised when they speak out. He, meanwhile, and others like him, continue to re-offend with impunity.

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Adult Grooming: Grooming does not just happen to children.

Adult Grooming is the behaviour behind ‘Catfishing’. Under current legislation you lose your right to any protection as you turn 16. Here ‘mumstravelblog’ describes her experience of this abhorrent abuse.

Long Term Damage from Adult Grooming

by mumstravelblog

I have spent years talking to my children (my daughter in particular) about safety online and more specifically in relation to the dangers of online dating after she split up with her first long term boyfriend and ventured over into the world of ‘Tinder’.

But to be honest I truly thought that I myself was immune from online scammers and predators, I ‘thought’ I could spot them from a mile away….. I WAS WRONG.

I have dipped my toe into the world of online dating a few times on and off over the years, and yes I have on occasions met up with guys who have looked 10 yrs older than their profile photos or have posted on their profiles that they are 6′ and turn out to actually be 5’4″ !! It kind of goes with the territory, but never in a million years did I think that at the age of 47 that I would get groomed, deceived and duped in the way that I did.

The word ‘catfish’ is used more and more in relation to online dating and those who set up fake profiles in order to scam people either for money or for some twisted pleasure.

My groomer was not a ‘catfish’ in the traditional sense; he used his own name (I think) and his own photographs, however that is the only thing about him which was either truthful or real. Absolutely everything else which came from him was lies and was all a part of a very sick controlling game he played which enabled him abuse my sanity, my integrity, my mind, my self worth, my trust, and my body.

I have already named the man who groomed me in my earlier blog – Steve Window, I am 99.9% sure than this is his real name, however when I was getting suspicious about him and put his mobile number into Facebook it connected to a profile in the name of ‘David Peters’ but with no photograph, I suspect that he may have been using additional profiles under that name and maybe others as well, I will never know the truth. The worse part of it was the fact that Steve joked constantly about online scammers and how stupid women were to fall for them, he said “if you can see someone has a linkedin account then you know 100% that they are genuine…” of course he has a linkedin account, but he is far from genuine – he is a narcissistic serial predator and compulsive liar.

In a very short space of time this one man single handedly stripped away my sense of self, he stripped away my integrity and my right to consent – I honestly feel that his deception and coercion took away my rights and my freedom to choose (because I know 100% I would NOT have chosen to have any kind of relationship with him had he rightfully informed me of the truth).

Now without blowing my own trumpet I am a pretty intelligent, grounded, strong and sensible woman! As well as being a former Police Officer. It’s not very often that someone like this would get one over on me, neither would I ever have previously considered myself vulnerable, however this experience has shown me just how vulnerable I actually am and this alone has weakened me greatly as a person. I am empathic, sensitive to other people’s needs, I love deeply and am fiercely protective. I had always prided myself on my honesty, integrity, loyalty, inner strength and fairness towards others.

Previous to this abuse I trusted pretty much everyone at face value until such time as they gave me reason not to, now I trust no one and I honestly feel like I will never be able to trust anyone again, particularly within a relationship.

This is not a man who just dated me with good intentions and it simply didn’t work out – this is a man who deliberately targeted me, meticulously groomed me (at the same time as others) and deceived me into having sex with him, then gained additional gratification in completely messing with my mind & my emotions to devalue me. Internally I am still screaming, but no one can hear me. However know I have to be strong for the sake of my children…and I will be.

The thing is with him is that he is clever; a brilliant academic who has a Masters Degree in studying manifesting & human behaviour within the Maritime domain. He understands psychology in depth and the power of the mind, he knows how to change peoples perceptions in the way that they think and act, he knows exactly the way the mind can be re-programmed quickly. He uses these skills in his coercive control of women and I have to say he uses them well.

I look back now and I cringe, how on earth did I fall for that?…but I did – hook, line and sinker 😢. I have used online dating in the past as I’ve already said, but I have never got into deeply personal conversation prior to meeting a man, and certainly didn’t think it remotely possible that you could fall in love with someone before even meeting them, but with him I did, and I fell quickly. He made sure of that. However what I have subsequently learnt is that the messages that Steve was sending me were not love, but what is referenced as ‘love bombing’ a well known and documented tactical move of narcissists to quickly gain control over you and your emotions.

I honestly had never had such feelings for someone I had never met before, I couldn’t believe that this was happening or even possible – finally I believed I had met the man of my dreams and what’s more I foolishly believed that he felt the same way too. When we sat in a restaurant together enjoying a lavish dinner during our first date, he looked he straight in the eye telling me he had absolutely no doubts that this was all perfect and I totally felt the same way. Little did I know as we sat in the Citizen M Hotel, Rotterdam later that evening, chatting, laughing and being what some would describe as ‘loved up’, Steve was sending photos of his G&T to his next victim with a text saying “warming up for your visit”. Just two weeks later he took her to exactly the same hotel!

I am very much one for taking things slowly and if things don’t feel quite right from either side, one half will finish it – end of story and no harm done.

Part of my abusers mind games was the constant reassurance that the relationship was still perfect and that he was smitten, even though in practice he seemed to be withdrawing from me. His words and actions didn’t mirror one another, if he wanted to end it then he could have done so very easily and that would have been the end of it.(I even gave him the chance to do exactly that…twice). No, that was far too boring for him, the ‘carrot & donkey’ scenario was all part of the coercion & mental control. Just in me having to question ‘are things still OK between us?’ made me also question myself as to whether I was appearing too needy? (Definitely not my usual style, yet something which he clearly thrived on as he would have gained a sense of power over me.

My full story is told in an earlier blog, so I am not going to go over it again, but in just a very very short period of time Steve had totally manipulated my mind, and after he had deliberately strung me along for several more weeks and then ghosted me it triggered all sorts of emotions within. Initially when he vanished after saying he was going on a business trip to Singapore I was worried sick that something bad had happened to him, then came a sense of confusion and non belief; this man who had claimed to have such strong feelings for me, made promises and plans for both our short and long term future together. I felt SO stupid realising that I had been set up in such a way and had blindly walked straight into his trap. I had told my parents all about him over Christmas, told friends I had finally found ‘the one’, booked tickets for him to attend a big awards ceremony with me for which I was a judge and had told several colleagues about the ‘new man’ I was bringing with me. I suddenly could not even face going, my stomach was in knots, I felt physically sick as the reality dawned on me that I had been deliberately targeted, groomed, used and ghosted – as suddenly everything fell into place.

His coercive control left me with debilitating anxiety attacks and suicidal thoughts, don’t ask me why, the mind can do funny things. I wasn’t just devastated that a short term relationship had come to an end, it was the reality of being groomed and abused in so many senses. Feeling totally violated & vulnerable, realising I could have potentially put my children at risk, not only of the possibility of either being groomed themselves, but of them becoming motherless if he had infected me with H.I.V (something which I don’t mind admitting I am paranoid about given the fact my brother died of AIDS at 37 and why I am generally over cautious about safe sex) My abuser assured me that sex with him was safe, he told me he was single and not been in another relationship for over a year – and I foolishly believed him.

If you have never suffered with anxiety/panic attacks then this diagram might just come close to trying to describe them: The invisible hippopotamus sitting on your chest was particularly poignant for me, and even now when it hits me, I feel like I can’t breathe.

My life hasn’t always been easy, I was in an physically abusive relationship 21 years ago, and two years ago I had a bad breakdown. I had worked hard at re-building my life TWICE, Steve knew the details of both these low points in my life because I had trusted him enough to share. He knew that I was perhaps ‘fragile’ and yet it did not deter his path of abuse and destruction, in fact looking back he used this to control my emotions even more. He knew that in me learning to love and learning to trust again were big steps, he reassured me that I would be ‘loved, cherished and protected, and that he would never lie to me’. Two years ago I had been on the brink of taking my own life (not relationship related, just one of many many straws breaking the camels back). Forming such a strong bond so quickly with Steve was a huge step in the path of that recovery….but with his deception and grooming now exposed, the walls around me came tumbling down, each and every pore seem to open an old or new wound, and emotionally I crashed. I’m not afraid to say “I was a mess”

One mans grooming triggered so much pain that I cannot even begin to write it in a blog; new hurts & past hurts, I had to re live past trauma and grieve my brothers death all over again…..all of that and so much more.

Thankfully I recognised the signs of where I was this time, I wasn’t going to put myself or my children back to where I was two years ago and hence I immediately sort the help I needed to deal with & recover from falling victim of an online predator (the emotional and physical side of the abuse)

I HATE taking any kind of medication and pills, always have. I wasn’t going to start pumping my body full of anti-depressants and suffering with god knows what side effects as well, but the fog which fell around me was debilitating for several weeks along with the anxiety and panic attacks, inside I was screaming as I felt so humiliated and disgusted with myself that I just wanted to hide from the world. I couldn’t do justice to my work, my family, to life in general. I just wanted to hide from everyone and everything..and for a while I did.

I consider myself lucky, I have the most amazingly supportive family (including my ex-husband!!!) and some truly incredible friends. With their help, with determination & will power and with some exceptional counselling, I pulled myself out of that dark hole.

I loathe the fact he still takes up so much time in my head space though, if I could just press a button and delete it all from my mind I would, if I could turn off the anxiety and sense of worthlessness I now have I would.

Life is very different now, it’s hard to describe; almost as if the rawness of the wound has healed but knowing the scars will always be there. Discovering 5 months after my own ordeal that my abuser was also married at the time and had another victim he went on to abuse immediately afterwards only re-opened some of those wounds yet again. However it also made me determined to ensure that no one else falls victim. My abuser has twice tried to threaten and intimidate me with criminal and civil action for exposing him, his own lawyers comments so dangerous and inappropriate that I reported him to the legal ombudsman, as well as bringing them to the attention of the Police & Crime Commissioner and Victim Commissioner. His lawyers despicable and highly irresponsible comments cast a shadow over himself, his company and the entire legal profession which he represents. It’s truly no wonder with people like that in the legal world that so many victims are too terrified to report abuse to the police and hence too many offences still go unreported, leaving predators completely free to re-offend over and over again.

Am I scared of my abusers intimidation & threats? NO

Am I scared that he will do this again to other women? YES …….(in fact since writing my first blog I have already been informed that he has moved on to yet another woman – this time it’s Jayne in London, who also has an 11 year old son. I’m still trying to work out why he ALWAYS goes for women with young boys??!)

I can’t change what happened to me, but I can hopefully help prevent it happening to other people, so if I go down then I will sure as hell go down fighting. Fighting for justice, fighting for the protection of other women and for the next generation (his children & mine) and fighting for what I know to my core is right.

This experience has changed me. For better or for worse?, I am yet to see long term. I would have hoped to have healed by now…I haven’t 😢. The longer the pain goes on for the deeper I understand how emotionally damaged I was by this man.

Any trust I have within me has been destroyed, BUT… that has taught me to fully embrace myself as a single woman.

It has brought a greater awareness within me that it’s not just children, the naive or vulnerable people that this happens to, it’s anyone. And it’s made me want to fight for the protection and justice of others. If I can prevent just one person from going through what I have by sharing my story then I know something positive has come from this and that it was the right thing to do, no matter how painful.

I no longer felt I could face the world in the public capacity that my job required, I could have just given up and claimed benefits…I didn’t. Instead I decided to take a year out to fully heal and look after myself for a while. I took my son out of school for a year so we could travel the world and spend some quality family together. This trip would never have come to fruition if it wasn’t for my experience of grooming. I am still overly cautious wherever I am, my normally chatty & open self is not interested in engaging strangers and fellow travellers in conversation as I normally would, but I am still working on myself and still healing. I am hoping that given time my barriers may come down again and I may be able to fully embrace the world as we travel it.

For now though, I am cocooned in love and support from family & friends near and far and for that alone I am still truly blessed.

Go to the blog here

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Romance Scams and Financial Fraud Catfish

Romance scams and financial fraud

A total of 3,889 victims were defrauded out of £39 million from online-dating fraud in 2016 according to the National Fraud Intelligence Bureau. The BBC reports .

African based romance scams-money fraud (419 Scams):

These seem to be the most prolific and mainly originate from West Africa, sited mostly are Nigeria, Ghana and the Ivory Coast where there are high rates of unemployment.

These highly efficient and organised groups are not how you may imagine a scam being executed in these countries.

Back in 2011 reformed scammer ‘Aje’ spoke to the Daily Mail and explained some of the process.

According to Aje, each operator juggles a number of accounts and uses popular dating websites. Often the cover story involves a fake photograph of an American or British soldier and a stolen credit card. Almost all fraudsters are men.

‘Each person has as many as six women at a time. We would search through dating websites such as Yahoo! personals, match.com and singlesnet.com and create an account, usually with stolen credit cards’.

‘The woman is, in most cases, desperate to get a man in her life. For those who are being a little difficult, you send a gift on a weekend with some nicely worded card.  Once the victim has fallen in love, the next thing is to tell her you are going on a short business trip to any part of the world. You call the victim and be romantic with her on the phone. Then, after some days, you ask her for money giving her some sob story, like you were robbed or forgot your money’.

These scammers have evolved from the first romance scams where handwritten letters were penned, this evolved to typed letters and then emails. The internet has made these scams a highly lucrative business. Now poorly verified dating application and social media website, sign up processes, allow for easy targeting of others through their platforms.

 

 

Nigerian Scammers at work. Cyber cafes may be the hubs. You can see them working from ‘a script’.

 

Some statistics state that an experienced scammer can rely on 1-2 replies per 1000 emails, that’s 2-3 victims per week. One has quoted ‘it’s 70% sure that you’ll get the money if you get a reply’.

They may work 6-8 hour shifts and the workers take on many different roles to keep the operation running smoothly.

Roles in the business include things like:

  • organisers -composing emails and mapping out the romances and constructing the fake profiles
  • crossovers-these sometimes come from legitimate government backgrounds and provide ID papers and documents it claims.
  • communicators-these establish the initial contact
  • executors-speak the foreign languages (but also a big clue as their grammar and construction of sentences are often not up to scratch)
  • psychologists-for the ‘difficult’ victims who are reluctant to accept the story
  • money movers-deal with hacked accounts and keep the money moving to its desired destination.

Overlaps/handovers in the accounts (victims) worked by these scammers may explain when details you have previously given seem forgotten by your new companion. This may also explain long periods of time when your messages go unanswered, if a phone is being shared by a group and  your handler is waiting to reply or is ‘off shift’.

These scammers are happy to be in this for the long haul if they think they are onto a winner. Reports are noted of weeks to years where scammers wait, building trust to ensure their victim will part with their money when asked. But one thing is certain…you may even chat with ‘someone’ on the phone on occasion BUT…you will never meet them in person. These online dating scammers remain very much online.

Money here is the end game. How they get this will depend on the scam.

The hooking, the building trust and the emotional manipulation will all be ‘text book’ in every case, financial or personal. However, the middle section of the scam may be different.  Some are detailed here:

  • The most popular scam is asking for money. This may start with small amounts to test the water. The sob story of needing money for a sick child, money to keep items in storage safe for when you get your house together on their return from overseas, maybe for a flight to come and see you. If you do this, the amount will escalate, ending up with asking you to share bank details or to cash cheques (which will be fraudulent) etc…or turning the victim into the criminal by money laundering.

The Daily Mail reported on some high loss scams using online dating in 2016. ‘The shocking rise of online dating fraud’ can be seen here.

  • Sextortion: The scam may involve blackmail. When you enter into a ‘relationship’ and build trust with this person over a long period of time, they may start asking for ‘hot pics’ or ‘sexy video time’ with you, all in the name of ‘keeping the long distance relationship alive’ or ‘getting to know you better’. There are cases now where these images and or videos are used as blackmail. Threats of sharing with friends, family, colleagues if money is not paid in return for the files. Of course their intention is never to give you the files but to keep extracting money from you with ongoing blackmail. Excuses will be made as to why you can’t see them in the video chat..’the lighting is bad, the computer is set up in the wrong part of the room, the camera on mine is broken’ or new technology where the fraudster will control a pre recorded video. Sextortion (webcam) based scams are said to originate in Morocco or the Philippines. Again the Ivory Coast is emerging.

Monica Whitty, a cyber-psychologist based at the University of Leicester wrote a detailed study on these romance scams involving money fraud. It can be found here.

The scammers of today are operating all over the world. They have seen the unchecked behaviour and how difficult it is for any victim to bring a prosecution (even if the scammer can be located) in our archaic and broken justice systems. Working across continents proves an impossible task in most instances.

Cover Stories

How will these fake profiles present themselves?

In the main it is reported that these scammers have presented themselves as Military Personnel, usually American. Military personnel will NEVER contact people through social media and ask for money. I’ve had my share of these on Twitter…Davis Peters is one, look out for him!  He didn’t read my bio. He carried on. I pointed out on his twitter feed that the picture he then used claiming he was ‘proud to be working with ‘his team’ of medical experts’,  was a Stock Image from the UK for the NHS, he blocked me. I did report this profile.

 

 

 

Others may claim to be God Fearing religious people, or highly successful business men/women. One thing is always constant…they seem to good to be true. Their profile pictures will be for men, smart, successful looking, good appearance but not necessarily model types, however the women versions tend to be very much ‘model worthy’ in appearance.

If you have encountered other types of romance scams with money fraud and you would like to help protect others by sharing your experience, please contact us on the GET IN TOUCH page.

 

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What is a ‘Catfish’?

What is a Catfish?

Urbandictionary.com defines a ‘Catfish’ as:

‘Someone who pretends to be someone they’re not using Facebook or other social media to create false identities, particularly to pursue deceptive online romances.’

The term was created by Nev Shulman’s experience of having a longterm online relationship with a woman he thought to be young and single. The reality was, Angela was in her 40’s and married. Now the executive producer of MTV’s show ‘CATFISH’, which came off the back of the 2010 American film documentary of the same name, at the end of the film, Vince (husband of the lady that ‘catfished’ Nev), tells a story. He says that when live cod were shipped to Asia from North America, the fish’s inactivity in their tanks resulted in only mushy flesh reaching the destination; but fishermen found that putting catfish in the tanks with the cod kept them active, and thus ensured the quality of the fish. Vince talks of how there are people in everyone’s lives who keep us active, always on our toes and always thinking. It is implied that he believes Angela (Nev’s online romance) to be such a person.

The Independant in a recent article about Nev:

‘To be clear, ‘catfishing’ refers to the act of luring someone into a relationship by adopting a fictional online persona with fake personal information. The term emerged from the 2010 American documentary Catfish which follows Schulman on his journey of falling in love with a girl he has met online and later finding out she is not the person she claimed to be. ‘

Not all ‘fake profiles’ are Catfish. Some fake profiles are created with a purpose to ‘troll’ others online (which is a criminal offence), or to hide the owners of illegal business transactions (also a criminal offence). Some are legitimate in reason where anonymity is needed from an abusive ex partner or similar. Some people are mistaking ‘Catfishing’ with identity theft. It’s not. Identity theft is where a criminal will literally collect and steal another person’s real life personal information. This is explained by Action Fraud:

‘Identity theft happens when fraudsters access enough information about someone’s identity (such as their name, date of birth, current or previous addresses) to commit identity fraud. Identity theft can take place whether the fraud victim is alive or deceased.’

When the criminal uses this information to get money or other using your details, they are committing identity fraud.  You can read more about this here.

Catfish are not into identity theft as such…

What Catfish will do it trawl the internet for a suitable picture to use on their profile. Some choose to steal an everyday person’s pictures from a public Facebook Page or similar,  some will go for ‘catalogue shots’, model’s pictures which are readily available in ‘stock image’ settings online. These often allow the catfish the option of having several pictures of the same person. Some will choose to use an actor/tress’ picture, maybe from another country where the actor/tress is not known…like mine. Some go for military personnel and keep their name too. Some (like many in the show Catfish) use photos of people they know and admire…

However, they don’t want ‘Joe Blogs’ life story. They want to create the image of a life that is going to touch the emotional aspects of their targets. They want to create someone who can get inside your head. This is the common thread between all Catfish. It’s how they manipulate you to get what they want BUT what they may want as a result of their scam can be very different. There are many misconceptions about Catfish here too.

Catfish are not all after the same thing. There are many variations to these individual’s incentives.

What do they want from you?

I will never be able to list every motive and intention of a Catfish here but if caught by one, none of them will end well for you. Without doubt, new incentives and cover stories, whether financially motivated or personally motivated will be created constantly but we are seeing some as the main culprits that have been used for many years now and are big business, financial fraud. The other type of Catfish motive is very personal. It has nothing to do with financial/personal gain as such (although they can achieve this in their game), but it’s not their primary incentive. Their incentive is to get their needs met, whatever they may be…and not get caught out while doing that. However the only outcome for the victim is hurt and humiliation on many levels.

I was aware of the kind of romance scam with financial fraud being the primary motivator. If at any point my Catfish had started asking for money, I would have been suspicious because I had been fortunate enough to have seen and read about these on top of training when I worked at a bank in my teens, when Nigerian money fraud very first started. I was alert to this kind of ‘game’. 

Not everyone is so fortunate and the ‘hooking technique or love bombing’ used by all the Catfish is the same. You can read more about love bombing Part 1 here and love bombing Part 2 here.

Of course my Catfish didn’t stay online either…he became an ‘offline Personal Catfish’. I had an ‘in person’ relationship with him for several months after our initial 3 month online introduction. Is this the new breed of Catfish?

You can read my post about Romance Scams with Financial Fraud here.

You can read my post about Personal Catfish here.